As an eligible employee of San Joaquin County, you have a wide variety of benefits available to you and your eligible dependents. The comprehensive benefits package includes:
For more details, view the Employee Benefits Summary, which will provide you with valuable information on your employee benefits and how coverage is provided to you and your dependents.
In order to be enrolled in any of the above benefit options, you must attend a New Employee Benefits Orientation session, unless enrollment is during Open Enrollment or a Qualifying Event. New Employee Benefits Orientation Sessions are conducted by the Benefits Unit of the Human Resources Division. They are offered every Monday of payday week at 9:00 A.M. in the Administration Building, 44 N. San Joaquin St. Conference Room 146. Ask your supervisor to sign you up for a session. Benefits Orientation is mandatory for all new employees.
If you have any questions regarding the County’s benefits, please contact the Benefits staff at (209) 468-9987 or e-mail at firstname.lastname@example.org.
NOTE: Delta Dental does NOT issue cards.
The County provides each eligible employee with life insurance as follows:
Employees in the Exempt, Senior Management, Middle Management, Sheriff’s Management, Deputy Sheriffs, Sergeants, and Confidential representation units also receive additional life insurance in accordance with their respective MOU or Resolution.
Employees may purchase additional term life insurance, in increments of $25,000, to a maximum of $200,000, at the County’s rate. An application form and authorization for payroll deduction are required.
Please note Evidence of Insurability Required for Amounts over $100,000 and any amount after 30 days from date of hire.
Beneficiary: If you are in the retirement system, your beneficiary is the person you listed as your beneficiary for retirement, unless you file a Change Form with Human Resources designating a separate life insurance beneficiary.
For more information click here: http://retiresmart.com, or call (800) 743-5274.
Contact Chimienti and Associates at (877) 733-1670
Effective July 1, 2014 American Fidelity Assurance (AFA) will be the County’s claims administrator for the Section 125 Flexible Benefits Plan.
The maximum deferral limit has increased from $2,550 last year to $2,600 this year.
The IRS has modified the “Use It or Lose It” rule to allow participants to carry over up to $500 of unspent funds into the following plan year. The new rules also provide that a carryover does not reduce the following year’s deferral limit, which allows you to plan ahead for larger, discretionary medical expenditures (such as a child’s orthodontia) to have additional funds available.
Because of the tax advantages of a medical spending account, the IRS has established strict guidelines – the “Use It Or Lose It Rule” – for funds in excess of the $500 carryover amount that are not used by the end of the year. If you contribute funds to a Medical Spending Account and leave a balance over $500 in your account, you will lose any remaining balance in the account at the end of the Plan year. For this reason, you should plan carefully when you determine how much to place in the account.
Because of the new $500 carryover provision, most employees could receive tax benefits by putting money into a Medical SpendingAccount. Contact the Human Resources Employee Benefits Office for more information to see if participating in the Plan is right for you.
AFA will provide the option to use Debit Transaction Cards as the primary payment method for the FSA portion of the Plan. This means you can directly pay for medical care at the point of service with no out of pocket cost and no requirement to file claims and then wait for a reimbursement check (you must still save receipts for tax purposes or if AFA requests documentation of the claim). An additional option is to choose direct deposit for reimbursement of any manually submitted claims which will give you quicker access to your money without having to wait for a check to arrive in the mail. You can also still pay for services out of pocket, file for reimbursement at your convenience, and receive a check in the mail.
Retirement Benefits are administered by San Joaquin County Employees’ Retirement Association (SJCERA). You may contact them at (209) 468-2163 or visit their website.
Click for more information at www.sjcera.org.